Employee Benefits

The DSG Benefit

Your employees are your most valuable assets. Helping them stay healthy and productive not only benefits workers and their families, it benefits the long-term health of your organization. After all, a critical part of attracting and retaining quality employees is by offering the best possible benefits package, while meeting the realities of your budget. For that reason our specialists work closely with your human resources staff to tailor a plan that matches the needs and culture of your company.

“DSG Benefits sets itself apart by providing tryly exceptional service. We are always well informed to current benefit legislation and changes, whether it comes directly from DSG or through the convenient client portals or with a simple phone call. We have been continually impressed with DSG, both professional and economically.”

William A. Paulsen
Director of Operations
Saville Dodgen & Company, PLLC

Employee Benefits

Whether you’re a small local business or a large regional employer, DSG can help identify your unique risks and opportunities, and help you find solutions that are designed for long-term success.

Medical and Pharmacy Benefits

PPO Plans
POS Plans
HMO Plans
EPO Plans
Indemnity Plans
Health Savings Accounts (HSAs)
Health Reimbursement Arrangements (HRAs)
Limited Medical Plans
Disease Management Programs
Pharmacy Benefit Mangement (PBM)
Prescription Discount Programs
International Medical and Travel Plans

Dental and Vision Benefits

Dental PPO Plans
Dental HMO Plans
Dental ASO Plans
Dental Discount Plans
Vision PPO Plans
Vision Reimbursement Plans
Vision Discount Plans

Life and AD&D Insurance

Group Term Insurance
Group AD&D Insurance
Group Universal Life Insurance
Group Dependent Term Life Insurance

Disability Insurance

Group Short-Term Disability Plans
Groiup Long-Term Disability Plans

Long-Term Care Insurance

Partially Self-Insured Programs

Disease Management Programs
Pharmacy Benefit Management (PBM)
Stop Loss / Re-Insurance Carrier Analysis
Third Party Administrator Analysis

Voluntary Supplemental Products

Life and AD&D Insurance
Critical Illness Insurance
Cancer Insurance
Accident Insurance
Hospital and Intensive Care Plans
Term, Whole, & Universal Life Insurance
Gap and Deductible Insurance
Pre-Paid Legal and Identity Theft Insurance

Employee Assistance Programs (EAP)

Face-to-Face Services
Telephonic Services
Web-Based Services

Cafeteria Plan Administration

Premium Only Plans (POP Plans)
Flexible Spending Accounts (FSAs)
Dependent Day Care Flexible Spending Accounts
Transit and Commuter Benefit Plans

COBRA and HIPAA Administration

Third Party Analysis

Payroll Vendor Analysis

PEO Relationships

Dependent Eligibility Audits

Retirement Plans

401k Plans
403b Plans
Employee Stock Ownership Programs (ESOP)
457 Plans
Profit Sharing Plans
SIMPLE Plans